Phillip Calvert is a British Treasury secret service agent assigned to stop the ruthless pirating of millions in gold bullion off the western coast of the Scottish highlands. His search takes him to the small port town of Torbay on the Isle of Torbay where numerous fishing boats, yachts and people have been mysteriously disappearing. A trail of deceit and subterfuge leads him to Cypriot tycoon and shipping magnate Sir Anthony Skouras and his beautiful wife, Charlotte aboard their luxury yacht anchored off the coast, who may hold the answers to the truth.

A young woman's highly ordered and structured life is turned upside-down when she meets a handsome stranger at a party. Friendship soon develops into romance and for the first time in her life she is truly happy. This happiness is short lived, however, as little by little she discovers her partner has been lying to her about his past. It is soon revealed that he and his friends have been planning to rob the auction house that she works for and they require her inside knowledge in order to pull off the crime.